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1708, 2017

Simple Driving Mistakes Could Cost Your Company Millions

August 17th, 2017|Categories: Business Insurance|Tags: , , |

Avoid Negligent Entrustment Lawsuit Automobile accidents are an expensive liability for companies that rely on the use of vehicles for their business. That risk has increased in recent years, mainly due to distracted driving and [...]

1108, 2017

Large Numbers, Risk Pooling and Adverse Selection

August 11th, 2017|Categories: Health and Wellness|Tags: , , , |

As legislators continue to repeal and replace the ACA, they look for new ways to separate portions the insurance markets into different segments. Some efforts counter actuarial and insurance principles: segmenting the risk pool increases volatility and that creation of different risk pools based on health status and effect premiums

708, 2017

Don’t Confuse Cost Shifting with Cost Savings

August 7th, 2017|Categories: Health and Wellness|Tags: , , , , |

As the debate in Washington rages on over the efforts to repeal and replace the Affordable Care Act (ACA) there is a fundamental truth that is being ignored: there are no provisions of the current [...]