On June 22, the Senate Republicans released the Better Care Reconciliation Act of 2017 (“BCRA”), their version of a bill to repeal and replace the Affordable Care Act. The bill repeals some provisions of the ACA. However, in many instances the bill retains the ACA framework, but dramatically reshapes provisions of the ACA. Here are [...]
An increasing number of workers are choosing to stay in the workforce – many on a part-time basis. In effect, these workers have created their own phased retirement program. This ongoing employment contributes to retirement income adequacy and can be viewed as a key part of solving the challenges posed by past errors (such as low savings and insufficient diversification).
Effective January 1, 2018 New York becomes the latest state to require that employers provide paid family leave, joining California, New Jersey, and Rhode Island. Also, Washington State adopted a paid family leave act in 2007, that has not been implemented due to a lack of funding, and San Francisco has adopted its own ordinance. [...]
While the debate over replacing the Affordable Care Act continues, it is also important to focus on the law that currently controls the American health care system – the ACA. The Trump Administration has been sending conflicting signals about how it will administer the Affordable Care Act. These conflicting signals may prove to be disruptive to insurance markets - and to individuals.
A new report, prepared by economists from the American Enterprise Institute and the Brookings Institution, provides some interesting fodder for the debate over a national paid leave policy for the U.S. The report provides an economic rationale for establishment of a paid leave program and attempts to create a consensus proposal for both the right and the left of the ideological spectrum.
Employees faced with caregiving needs are covered by a number of different rules, including FMLA – and, starting in 2018, New York’s paid family leave law. Employers must deal with the complexities of integrating these overlapping – and, sometimes, conflicting – rules.
The case Erwood v. Life Ins. Company of North America, et. al. involved an employee, Dr. Scott Erwood suffering from a cancer. Dr. Erwood was covered by employer sponsored group life insurance. In the transition from FMLA leave to disabled/terminated status, the employer, WellStar Health Systems, failed to inform Dr. Erwood about the plan provisions governing conversion of the group life insurance policy to individual coverage.
With all of the political fireworks around the passage of the American Health Care Act (the Obamacare repeal and replace act) by the House of Representatives, there are a few things that employers should bear in mind: If a repeal and replace bill is ultimately passed by Congress, it is likely to look very [...]
Telemedicine - which includes a variety of electronic media to provide medical services and monitor patients with certain chronic conditions – holds much promise for reducing costs and improving outcomes. What are the obstacles to achieving even greater results?
Health care is complicatedly. The complexity of the system, basic gaps in “health literacy” and the stress of illness combine to limit Americans’ ability to follow instructions of their health care providers, understand choices and to advocate for themselves. This blog post discusses the challenges created by this problem - and ways to start addressing it.