Accidents and natural disasters can strike without warning, causing costly damage to your home, vehicles and personal belongings. When this happens, you will have to file an insurance claim in order for your policy to kick in and recoup your losses.
Home owners insurance is an important purchase to protect your investment; however, some homes are a lot harder to insure than others. These homes are referred to as “hard to place homes.” They are usually exposed to a large number or variety of risks, and insurance providers are more hesitant to provide coverage for them. [...]