Case Study: Properly Administering an Employee Benefits Plan

The case Erwood v. Life Ins. Company of North America, et. al. involved an employee, Dr. Scott Erwood suffering from a cancer. Dr. Erwood was covered by employer sponsored group life insurance. In the transition from FMLA leave to disabled/terminated status, the employer, WellStar Health Systems, failed to inform Dr. Erwood about the plan provisions governing conversion of the group life insurance policy to individual coverage.